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Memphis vs Charlotte NCAAF Odds & Result – Oct 3, 2026

College Football game: Memphis at Charlotte on Saturday, October 3, 2026 at 11:00 AM ET. Rotation numbers 137 (Memphis) and 138 (Charlotte).

Final score

Line score
RotTeam12341H2HFinal
137Memphis14102114243559
138Charlotte0080088

Betting lines

Betting lines
MarketOpenCloseResult
SpreadMemphis −21.5Memphis −18.5Memphis covered
Total54.552▲ Over (67 pts)

The spread moved 3 points toward Charlotte, from Memphis −21.5 to Memphis −18.5; the total dropped from 54.5 to 52. Memphis won by 51 and covered the closing spread of −18.5, beating the number by 32.5 points. The teams combined for 67 points, going over the closing total of 52 by 15 points.

Half lines

First and second half lines
MarketOpenCloseResult
1st half spreadMemphis −11.5 (−105)Memphis −11.5 (−105)Memphis covered
1st half total27.5 (−120)27.5 (−115)▼ Under
2nd half spreadMemphis −8.5Memphis −9.5Memphis covered
2nd half total24 (−115)24.5 (−115)▲ Over

More

"Close" is the last line before the game. Spreads read from the favorite's side. Information only.